Bank and financial Solutions

Like any great agency, we are only as good as the result we deliver of our recent work. Our developers are committed to maintaining the highest web standards so that your site will withstand the test of time.

PayLink Card Issuing

  • Card and account management

    including digital customer onboarding and product setup, flexible tariff management, card personalization and authentication, payments /transfers, fraud prevention and dispute assistance, accounting and reporting.

  • Tokenization and m-commerce

    include QR codes, NFC (Apple Pay, Google Pay, Samsung Pay, PayLink branded “Pay”)

  • Instant issuing of digital cards

    with secure remote PIN delivery and plastic cards

  • Cards and accounts type

    revolving, instalment, charge, debit, prepaid, corporate, virtual, gift, fleet, microloans, e-money

  • Certified by

    Visa and PCI SSC (PA-DSS compliance)

  • High availability

    and stand-in processing for large transaction volumes

  • Loyalty programs

    based on transaction data and customer behavior

  • Cross-border, multi-currency

    multi-bank schemes

  • Open banking

    with rich API

Mobile Money Payments

  • Flexible solution

    for customer and product onboarding, KYC, authentication, in-store and e-commerce payments at checkout, online fees and commissions, dynamic pricing, risk and dispute management, credentials management and fraud prevention, online accounting, interfaces to payment schemes, clearing and settlement, analytics and reporting

  • Building a digital wallet ecosystem

    that unites consumers / corporates / communities, merchants, agents, 3rd party service providers

  • More financial services

    such as payments, fund transfers, prepaid cards, wallet accounts, e-money, loans, deposits, digital currency, tokens, rewards, alternative payment methods

  • Omni-channel

    offerings rolled out via mobile app, chat bot, PC, iWatch, POS, e-Commerce, ATM, API, wearables

  • Payments and transfers via QR codes

    (closed-loop, mVisa/ Visa QR), NFC (Apple Pay, Samsung Pay, Google Pay, issuer branded “Pay”), USSD, in-app payments.

  • Sales via partners

    of loans, transport tickets, event tickets, car rental, car sharing, insurance, hotel booking

  • Multiple wallet models

    on the same platform and solution

  • Product catalog storage

    purchase analysis

  • Cross-border, multi-currency
  • Micropayments optimization

    (micro transaction aggregation)

  • Card schemes

    (Visa) and alternative payment methods

PayLink Wallet features

  • Registration

    Agent
    Customer
    Merchant

  • Account Management

    View Balance
    View Transaction
    Upgrade Profile
    Update KYC
    Change PIN

  • Topup

    Topup from Mobile Money
    Topup from Agent (Cashin)
    Topup from Bank Account
    Topup from Bank Card

  • Domestic Transfer

    Account to Account
    Account to Mobile Money
    Account to Bank Account
    Account to Bank Card

  • Cashout

    Agent Cashout
    ATM Cashout

  • Payment

    QR Code Payment
    POS
    SOFT-POS
    E-Commerce

  • Card Management

    Buy and Link Card
    View Card
    Push Card
    Generate Virtual Card
    Update Card Profile
    Change PIN
    Lock/Unlock Card

  • International Transfer

    Receive
    Send